Unified Network Payment Solutions (UNPS) is a full-service merchant card processor that enables Canadian businesses to meet the payment needs of their clients. UNPS is a partnership between First Data Merchant Services (FDMS) and CU Electronic Transaction Services (CUETS). UNPS enables merchants to accept MasterCard®, VISA®, American Express®, Diners Club®, and INTERAC† direct payment. UNPS, in conjunction with credit unions and caisses populaires across Canada, provides a number of innovative transaction processing technologies.