Insurance Services

Insurance Services

We offer insurance services to compliment your loan or mortgage and to provide protection and peace of mind in the event of an unfortunate circumstance

  • Credit Life and Disability and Critical Illness –  convenient coverage providing a safety net in the event of an accident, illness or death
  • Group Mortgage Protection – easy and affordable life coverage on your outstanding mortgage balance

Group Mortgage Protection: Payment Protection Package Options*

I.  Basic (Disability and Life):  This package will make your monthly loan payment should you become sick or injured which will allow you to concentrate on getting well.   If you were to pass away, your family will not be burdened with this debt, they will have a paid asset.

II.  Comprehensive (Disability, Critical Illness and Life):  This package will make your monthly loan payment should you become sick or injured which will allow you to concentrate on getting well. Being diagnosed with a critical illness can be exhausting both emotionally and physically, critical illness protection will pay your insured loan if you are diagnosed with cancer, heart attack or stroke.  If you were to pass away, your family will not be burdened with this debt, they will have a paid asset.

III.  Deluxe (Disability, Critical Illness, Loss of Employment and Life):  This package will make your monthly loan payment should you become sick or injured which will allow you to concentrate on getting well. Being diagnosed with a critical illness can be exhausting both emotionally and physically, critical illness protection will pay your insured loan if you are diagnosed with cancer, heart attack or stroke. Loss of Employment provides coverage should you involuntarily lose your job and will protect you for up to 9 months of insured loan payments. If you were to pass away, your family will not be burdened with this debt, they will have a paid asset.

  • Member Term Life – coverage will pay the face amount of the policy regardless of your loan or line of credit balance