Save money with low-to-no fees and competitive rates. Earn profit-sharing dollars simply by banking with us. Give back to your community and causes that matter.
bank fees, so you save each month.
paid in cash rewards to our members.
invested in your communities.
Pay $0 in monthly fees, transactions, and withdrawals including Interac e-Transfer®.
Pay $0 in monthly fees. Earn cash dividends plus interest.
Fund your home with flexible mortgage options. Plus, you'll earn Member Rewards!
Enjoy simple borrowing for that one-time purchase or emergency need.
Find the best card for you today, with no fees, rewards, cash back options, and more.
Enjoy convenient, easy-to-access cash with low minimum payments.
This special mortgage offer is available on your:
*Terms & Conditions Apply
Open a No-Fee Bank Account. You could win a $2,500 spring giveaway!*
*Terms & Conditions Apply
If they open a No-Fee Bank Account,
*Terms & Conditions Apply
Banking with us supports your community in the form of scholarships, sponsorships, and grants.
We allocate 2% to 4% of pre-tax profits every year to our communities.
Apply for financial support in minutes.
Fund your larger community project. Make a difference!
Win thousands to help with tuition costs. Applying is easy!
We're recognized as a Caring Company, by Imagine Canada.
You can trust your online banking experience will always be a great one.
Plus, you’ll save money! Our No-Fee Bank Account is the perfect example. Not to mention you’ll get personalized advice to resolve any financial issues you come across. Search Innovation Federal Credit Union at your favourite app store to get started!
With a No-Fee Bank Account, not only do you pay zero monthly fees, but you’ll also enjoy:
Plus, you can access all the standard benefits of a bank account. From debit cards to our easy-to-use mobile banking app, you’ll have everything you want in a chequing account.
With an Innovation Savings Account, you’ll enjoy:
Plus, you’ll earn interest and Member Rewards cash! Choose from a variety of additional savings plans, including Tax-Free Savings Accounts (TFSAs), Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), and Registered Education Savings Plans (RESPs).
As a member, you have access to a wide variety of loans and lines of credit, which can help with everything from unpredictable expenses to home renovations. And you can apply for both in just a few minutes online.
You can also explore a range of mortgage loans, from first-time home buyer incentives to building a new home from scratch.
Plus, the moment you become a member, you’re part of our Member Rewards program, where you can earn cash dividends and monthly transaction rewards! That means you earn profit-sharing dollars simply by having a loan, line of credit, or mortgage with us. Choosing us as your financial institution also supports your community because we share 2-4% of our pre-tax yearly profits with local organizations.
* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.